Your water pipes burst due to the cold weather. Here’s what you need to know for insurance claims. - Houston Chronicle
So your water pipes have burst during the arctic freeze. What are you supposed to do? The Insurance Council of Texas expects hundreds of thousands of insurance claims — including auto, home, renters and commercial — thanks to the winter weather. With a few more days before warm temperatures return to Houston, experts say it may take a while for pipes to thaw and leak. Here’s what to expect if you’re filing an insurance claim to cover the cost of fixing your plumbing and replacing your property. Homeowners Most homeowners insurance policies will cover the ensuing damage from a burst pipe. If there’s a flood in the living room and water soaks through the flooring, baseboards and drywall, your policy will cover it — to a certain extent. Your insurance may also cover the costs of temporary relocation if the home is uninhabitable. RUNNING WATER: Houston’s boil water notice is still in effect. Here’s what to do once faucets are running again. The average property damage claim for a...