Water Damage Restoration

Individuals are increasingly opting for health insurance policies with restoration benefits as the sum insured in a standard health plan can get exhausted in a single hospitalisation due to spiralling costs of treatment. Such a policy restores the sum insured amount once it is exhausted during a policy year and offers additional coverage for future expenses. The benefits include extended coverage and financial protection against medical costs. It is helpful for those suffering from chronic illnesses that require long-term medical treatment. The restoration benefit works well in case of a family floater plan as the entire sum insured is shared by all the members in the family. The cost of policies with restoration benefits vary based on factors such as the insurance provider, the specific plan, the sum insured, the age and health condition of the insured. Policies with restoration benefits tend to have higher premiums compared to standard health plans. Benefits of restorat...

The flooding in Pelican Apartments impacted five out of the building's seven stories. Courtesy of Amanda Weakley. By Aubrey Carr Students at the University of South Florida St. Petersburg campus were woken to a shock when they noticed water flooding dorms in the Pelican Apartments residence hall.   On Oct. 6, the St. Petersburg Housing department was made aware of a clogged toilet on the fifth floor of the building. The toilet overflowed, flooding the room and the floors below it.   Student rooms on the fifth, fourth and third floors were impacted, with further flooding in IT closets through the first floor.   "A water damage repair and restoration company was called out immediately to respond to the situation," said Susan Kimbrough, Director of Housing and Residential Education for the St. Petersburg campus.  "The University's Facilities...

Two additional dental providers are leaving the Massachusetts small-plan market. Two more dental insurers have indicated they will withdraw from the small-plan market in Massachusetts, citing a successful voter referendum mandating the amount of revenue the companies must spend on patient care. Ameritas Dental Network and Principal dental insurance have both notified the National Association of Dental Plans, of which they are members, of their intention to abandon the Massachusetts small-plan market. The president of the NADP spoke about the news on a call Friday with the National Council of Insurance Legislators. The moves by the insurers follows the announcement in August by Guardian Life Insurance, one of the nation's largest mutual insurance companies, that it had notified small businesses in Massachusetts t...

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You've just spent way too much money on a brand new phone. The iPhone 15 Pro or Google Pixel 8 Pro, the two latest flagship devices from Apple and Google, respectively, both start at $999 -- and that's for the lowest storage option. I haven't even mentioned accessories: You definitely want a phone case and a screen protector , but you could also go for a portable battery pack, a phone stand or better cables. By the time you're done, you've spent way more than you wanted, which is why you don't necessarily want to think about spending even more money on an insurance plan . Watch this: Review: The iPhone 15 Pro, 15 Pro Max Are Impressive 13:15 While your phone does come with a factory warranty, that doesn't cover theft, loss or accidental damage -- it only covers manufacturing defects. If you're careful, you might get away with only having a warranty. Just don't crack your screen, drop it in liquid, lose your phone...

Mold is not only unsightly, but it can pose real risks to both your health and your home. If you've spotted mold on any surface, getting rid of it will take a little time, patience, elbow grease, and, most importantly—a powerful and effective cleaner.  To find the best mold removers, we spent hours researching products, considering factors like type, ingredients, and compatibility with different surfaces. We also received tips on how to choose and use mold removers from Michael Rubino, founder of HomeCleanse and author of The Mold Medic . "Using a cleaning product to tackle mold typically depends on the type of surface in question, which can be porous, such as fabrics and carpet; non-porous, such as finished wood and sealed countertops; and semi-porous, such as leather furniture and some types of plastic," says Rubino. Thus, make sure whichever cleaner you choose is compatible with the surfaces you intend to clean. Here are the best mold remov...

UK Health Security Agency Published 27 October 2023 Contents Flooding recovery Cleaning up after a flood Managing the physical health impacts of flooding Assessment and management of mental health Four-tiered pyramid for flood response Appendix 1: English National Cohort Study of Flooding and Health Preparing for flooding Responding to flooding Print this page © Crown copyright 2023 This publication is licensed under the terms of the Open Government Licence v3.0 except where otherwise stated. To view this licence...