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Websites set up for residents to report flood damage and to apply disaster grants - KTIV Siouxland's News Channel

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SPENCER, Iowa (KTIV) - A relief website has been announced for residents to self-report damaged property. Due to the waters not yet receding, the State Assistance Grant Program has been approved for several. This grant program comes through Gov. Kim Reynolds' disaster proclamation. Those who have property damage could receive up to $5,000 in assistance and repairs for lost items. Upper Des Moines Opportunity operates the program. The state says applicants must be under 200% of the federal property level to qualify. Applications can be found on the websites for Upper Des Moines Opportunity and Iowa Homeland Security and Emergency Management. Disaster proclamations were activated for Buena Vista, Clay, Dickinson, Emmet, Humboldt, O'Brien, Osceola, Palo Alto, Pocahontas, Webster and Wright counties for the severe weather damages from May 6, May 20, May 31, June 3 and June 12 and June 22. Residents of these areas are eligible for the grant programs. With help applying for relief, a...

Marine insurance market could reach $33.9B over next five years - NU PropertyCasualty360

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The Best Upholstery Cleaners We've Ever Tested - Real Simple

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Spills and stains are inevitable. But with the help of an upholstery cleaner, you can revive everything from upholstered furniture to upholstered car interiors.  "You can use these wonder tools to clean couches, upholstered headboards, mattresses, and more without damage," says Kathy Cohoon of Two Maids & A Mop. Plus, upholstery cleaners come in many forms, so you can find an option that meets your budget, storage, and cleaning needs. To find the best upholstery cleaners, we tested 23 upholstery cleaning machines, upholstery cleaning solutions, and leather cleaning solutions side-by-side in our Lab. We used the upholstery cleaners to remove mustard, wine, soda, and marinara sauce from couch cushions and rugs, and the leather cleaners to remove foundation, chocolate, and sunscreen from leather pillows. During our tests, we evaluated each upholstery cleaner for performance, portability, ease of use, noise level, and overall value.  We prev...

Water Damage Restoration in East Point, GA: Flood Medics Restoration Services Sets the Standard - WICZ

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East Point, GA - June 19, 2024 - Flood Medics Restoration Services, a premier restoration company in East Point, GA, proudly offers specialized water damage restoration services. With a team of certified professionals and state-of-the-art equipment, Flood Medics Restoration Services is dedicated to providing fast, reliable, and thorough solutions to residential and commercial clients facing water damage issues.

Saving Homes and Businesses After Water Damage - Contractor Magazine

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"Adding restoration services to an existing plumbing business can be a great idea," Rossi states. "Already having the experience and existing customer base from running a plumbing business has the potential to get your restoration company started on the right foot." However, if you don't have industry experience, Black notes that "going the franchise route is an easier way to get into the business as the franchise offers established processes/procedures, guidance and coaching to help in your success. It's harder to start from scratch on your own. The hardest part for our team was getting used to the different software that is required: Dash, Xactimate and QuickBooks. It has been continual training." DRYmedic Restoration Services has a menu of services that franchisees can add to their businesses: water and flood damage, fire and smoke damage, mold remediation, storm damage, construction, residential restoration services, commercial restoration serv...

US Department of Labor reaches settlement with Lincoln National Life Insurance Co. to reform its evidence of ... - US Department of Labor

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RADNOR, PA  ‒ The U.S. Department of Labor announced a settlement with the  Lincoln National Life Insurance Co. that requires the company to change its evidence of insurability requirement – commonly known as proof of good health –for participants in job-based life insurance plans. The settlement forbids Lincoln from denying a beneficiary's claim based on the lack of evidence of insurability if premiums have been received for three months or more.   The settlement follows an investigation by the department's Employee Benefits Security Administration that determined Lincoln denied life insurance to participants' beneficiaries after accepting premiums for months or years without obtaining evidence of insurability from participants. When beneficiaries filed numerous claims after plan participants' deaths, Lincoln denied these claims based on the participant's failure to provide evidence of insurability, leaving beneficiaries...

Baltimore City Council asks DPW to pay up for home sewage overflows - Baltimore Sun

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Baltimore City Council members challenged the city's refusal to pay for more sewage backups into residents' homes during a hearing Monday, some arguing the city is hiding behind an "equity" argument as it challenges an order from the U.S. Environmental Protection Agency to do so. The chiding came during a budget hearing for Baltimore's Department of Public Works. Council members questioned how the department has been spending the $2 million it budgets annually to assist residents with cleaning up sewage backups. Currently, the city sends cleanup crews to Baltimore residents' homes — or reimburses cleanup costs — only if a backup was caused by wet weather. If a backup occurs due to some other kind of blockage during dry weather, such as a clogged or broken pipe, residents must handle the cleanup themselves. Those backups can be caused by residents dumping the wrong materials down their drains, such as grease or wipes, but also can occur for other reasons, like ...